Receive Sacramento, CA vehicle insurance quotes from multiple companies. Compare auto insurance rates and save.

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

Average Auto Insurance

What is the average rate paid by people for insurance in Sacramento, CA? It certainly is a common question asked by policy holders. The answer to that question will lie in where your location is.

To start off, Yes, There is a national figure for the average rate of insurance. The National Association of Insurance Commissioners yearly publishes reports on the National expenditure. However, relying on this in determining what you should be paying is not a good idea. In determining the average rate it is better that you consider the rates in the area in which you reside in. There are yearly reports on the insurance figures per state and cities. Unsurprisingly, insurance rates vary with location. This is because factors such as population, crime rate and accident ratio vary with each given location. Insurance companies use these factors in calculating rates.

A person living in a low density area for instance would undoubtedly pay lower rates than an individual who lived in a heavily populated city. Insurance companies reflect the perceived/calculated risk in their rates. The higher the risk, the higher the rate.

In deciding how much you should expect to pay, it is important that you take into consideration the area in which you want to settle in. Recent estimates of Washington DC put the average rate at a thousand dollars. This is significantly higher than areas like Nebraska, Kansas and North Dakota where you can get rates for as low $500. Whilst you might expect areas like North Carolina to have low rates, certain factors like its propensity for hurricanes, increases its risk factor and premiums accordingly.

People that live in State capitals will generally pay more insurance than those who live in the country side. In 2006, whilst the average income for Michigan was estimated to be $980, the average for Detroit was as high as $5000. The cities of Philadelphia and Los Angeles had averages topping $3000 despite a state estimated average of $850.

Given the vast discrepancies, it is therefore important that, in using average figures, you use the figures involved in your area. Depending on the figures found in Norfolk when you live in Hempstead will give you misinformed complacency of what to expect.

To get the best prices available to you in your area do some research before choosing a provider. Comparing prices between the insurance companies in your area will keep you better informed on what to expect. Your rates can further be dropped by employing effective methods. For instance, Companies provide various discounts and by careful planning, it is possible to make full benefits of these options.

Sacramento, CA Auto Insurance Quotes

94203 Auto Insurance
94288 Auto Insurance
94204 Auto Insurance
94289 Auto Insurance
94205 Auto Insurance
94290 Auto Insurance
94206 Auto Insurance
94291 Auto Insurance
94207 Auto Insurance
94293 Auto Insurance
94208 Auto Insurance
94294 Auto Insurance
94209 Auto Insurance
94295 Auto Insurance
94211 Auto Insurance
94296 Auto Insurance
94229 Auto Insurance
94297 Auto Insurance
94230 Auto Insurance
94298 Auto Insurance
94232 Auto Insurance
95811 Auto Insurance
94234 Auto Insurance
95812 Auto Insurance
94235 Auto Insurance
95813 Auto Insurance
94236 Auto Insurance
95814 Auto Insurance
94237 Auto Insurance
95815 Auto Insurance
94239 Auto Insurance
95816 Auto Insurance
94240 Auto Insurance
95817 Auto Insurance
94244 Auto Insurance
95818 Auto Insurance
94245 Auto Insurance
95819 Auto Insurance
94246 Auto Insurance
95820 Auto Insurance
94247 Auto Insurance
95821 Auto Insurance
94248 Auto Insurance
95822 Auto Insurance
94249 Auto Insurance
95823 Auto Insurance
94250 Auto Insurance
95824 Auto Insurance
94252 Auto Insurance
95825 Auto Insurance
94254 Auto Insurance
95826 Auto Insurance
94256 Auto Insurance
95827 Auto Insurance
94257 Auto Insurance
95828 Auto Insurance
94258 Auto Insurance
95829 Auto Insurance
94259 Auto Insurance
95830 Auto Insurance
94261 Auto Insurance
95831 Auto Insurance
94262 Auto Insurance
95832 Auto Insurance
94263 Auto Insurance
95833 Auto Insurance
94267 Auto Insurance
95834 Auto Insurance
94268 Auto Insurance
95835 Auto Insurance
94269 Auto Insurance
95836 Auto Insurance
94271 Auto Insurance
95837 Auto Insurance
94273 Auto Insurance
95838 Auto Insurance
94274 Auto Insurance
95841 Auto Insurance
94277 Auto Insurance
95842 Auto Insurance
94278 Auto Insurance
95851 Auto Insurance
94279 Auto Insurance
95852 Auto Insurance
94280 Auto Insurance
95853 Auto Insurance
94282 Auto Insurance
95860 Auto Insurance
94283 Auto Insurance
95864 Auto Insurance
94284 Auto Insurance
95865 Auto Insurance
94285 Auto Insurance
95866 Auto Insurance
94286 Auto Insurance
95899 Auto Insurance
94287 Auto Insurance

Antelope Auto Insurance
Isleton Auto Insurance
Carmichael Auto Insurance
Mather Auto Insurance
Citrus Heights Auto Insurance
McClellan Air Force Base Auto Insurance
Courtland Auto Insurance
North Highlands Auto Insurance
Elk Grove Auto Insurance
Orangevale Auto Insurance
Elverta Auto Insurance
Rancho Cordova Auto Insurance
Fair Oaks Auto Insurance
Rio Linda Auto Insurance
Folsom Auto Insurance
Ryde Auto Insurance
Galt Auto Insurance
Sloughhouse Auto Insurance
Herald Auto Insurance
Walnut Grove Auto Insurance
Hood Auto Insurance
Wilton Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2024 OpenAuto, Inc., except vehicle information . All Rights Reserved.