Receive Atlanta, GA vehicle insurance quotes from multiple companies. Compare auto insurance rates and save.

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

What a Fender Bender Means to Car Insurance Rates

An accident, aside from being a traumatic event, is also confusing and financially devastating. There are many different things to deal with, not the least of which is car insurance. Even a little ding or fender bender could have great effect financially in Atlanta, GA, regardless of who was at fault.

Right Then and There
The Internet is filled with advice that states paying out of pocket, at the scene is the best course for a fender bender. Do not heed this advice. No money should exchange hands in either direction.

The Higher the Deductible, the Lower the Premium
Car accidents, even small ones, are never pleasant and never cheap. Still, having a very low deductible will probably cost more money in the end. Raising the deductible will lower the general cost of insurance premiums, which will save money on auto insurance.

An accident under a high deductible will cost more money out of pocket, but most people will never be in enough accidents to justify the additional regular cost to car insurance. Drivers who are almost never involved in an accident will save a surprising amount of money.

Prepare For Whatever Might Happen
Along with proof of insurance, keep a pen and some paper handy. It is a very good idea to get the contact information of everyone involved in an accident, including passengers, witnesses, and law enforcement officials. License plate numbers should be included in this information, along with the types of car involved, insurance information, and as much detail as can be recorded at that point.

Two are two very important things to remember that are often forgotten in the confusion of the moment. First, never admit fault, at least not on the scene. Second, have a camera available to take pictures, which are much better evidence than memory. Everyone one sees things differently, but a photograph is indisputable.

Drivers who have suffered through a fender bender and now have accordingly higher insurance rates can still shop around for an insurance company that will offer lower premiums. There are even auto companies that specialize in insuring drivers who have been through such ordeals. They can offer reasonable rates for “high-risk” drivers, and help offset the costs of recovery.

Even a little accident can have big consequences, but there is no need for it to be financially ruinous, if a few precautions are taken.

Compare Auto Insurance Quotes for Atlanta, GA

30301 Auto Insurance
30346 Auto Insurance
30302 Auto Insurance
30347 Auto Insurance
30303 Auto Insurance
30348 Auto Insurance
30304 Auto Insurance
30349 Auto Insurance
30305 Auto Insurance
30350 Auto Insurance
30306 Auto Insurance
30353 Auto Insurance
30307 Auto Insurance
30354 Auto Insurance
30308 Auto Insurance
30355 Auto Insurance
30309 Auto Insurance
30356 Auto Insurance
30310 Auto Insurance
30357 Auto Insurance
30311 Auto Insurance
30358 Auto Insurance
30312 Auto Insurance
30359 Auto Insurance
30313 Auto Insurance
30360 Auto Insurance
30314 Auto Insurance
30361 Auto Insurance
30315 Auto Insurance
30362 Auto Insurance
30316 Auto Insurance
30363 Auto Insurance
30317 Auto Insurance
30364 Auto Insurance
30318 Auto Insurance
30366 Auto Insurance
30319 Auto Insurance
30369 Auto Insurance
30320 Auto Insurance
30370 Auto Insurance
30321 Auto Insurance
30371 Auto Insurance
30324 Auto Insurance
30374 Auto Insurance
30325 Auto Insurance
30376 Auto Insurance
30326 Auto Insurance
30377 Auto Insurance
30327 Auto Insurance
30378 Auto Insurance
30328 Auto Insurance
30379 Auto Insurance
30329 Auto Insurance
30392 Auto Insurance
30331 Auto Insurance
30394 Auto Insurance
30333 Auto Insurance
31106 Auto Insurance
30334 Auto Insurance
31107 Auto Insurance
30336 Auto Insurance
31119 Auto Insurance
30337 Auto Insurance
31126 Auto Insurance
30338 Auto Insurance
31131 Auto Insurance
30339 Auto Insurance
31139 Auto Insurance
30340 Auto Insurance
31141 Auto Insurance
30341 Auto Insurance
31145 Auto Insurance
30342 Auto Insurance
31146 Auto Insurance
30343 Auto Insurance
31150 Auto Insurance
30344 Auto Insurance
31156 Auto Insurance
30345 Auto Insurance

Acworth Auto Insurance
Mableton Auto Insurance
Austell Auto Insurance
Marietta Auto Insurance
Clarkdale Auto Insurance
Powder Springs Auto Insurance
Kennesaw Auto Insurance
Smyrna Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2019 OpenAuto, Inc., except vehicle information . All Rights Reserved.