Receive Iowa vehicle insurance quotes from multiple companies. Compare auto insurance rates and save.

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

Average Auto Insurance

What is the average rate paid by people for insurance in Iowa? It certainly is a common question asked by policy holders. The answer to that question will lie in where your location is.

To start off, Yes, There is a national figure for the average rate of insurance. The National Association of Insurance Commissioners yearly publishes reports on the National expenditure. However, relying on this in determining what you should be paying is not a good idea. In determining the average rate it is better that you consider the rates in the area in which you reside in. There are yearly reports on the insurance figures per state and cities. Unsurprisingly, insurance rates vary with location. This is because factors such as population, crime rate and accident ratio vary with each given location. Insurance companies use these factors in calculating rates.

A person living in a low density area for instance would undoubtedly pay lower rates than an individual who lived in a heavily populated city. Insurance companies reflect the perceived/calculated risk in their rates. The higher the risk, the higher the rate.

In deciding how much you should expect to pay, it is important that you take into consideration the area in which you want to settle in. Recent estimates of Washington DC put the average rate at a thousand dollars. This is significantly higher than areas like Nebraska, Kansas and North Dakota where you can get rates for as low $500. Whilst you might expect areas like North Carolina to have low rates, certain factors like its propensity for hurricanes, increases its risk factor and premiums accordingly.

People that live in State capitals will generally pay more insurance than those who live in the country side. In 2006, whilst the average income for Michigan was estimated to be $980, the average for Detroit was as high as $5000. The cities of Philadelphia and Los Angeles had averages topping $3000 despite a state estimated average of $850.

Given the vast discrepancies, it is therefore important that, in using average figures, you use the figures involved in your area. Depending on the figures found in Norfolk when you live in Hempstead will give you misinformed complacency of what to expect.

To get the best prices available to you in your area do some research before choosing a provider. Comparing prices between the insurance companies in your area will keep you better informed on what to expect. Your rates can further be dropped by employing effective methods. For instance, Companies provide various discounts and by careful planning, it is possible to make full benefits of these options.

Affordable Auto Insurance - Compare Quotes

Adair County Auto Insurance
Jefferson County Auto Insurance
Adams County Auto Insurance
Johnson County Auto Insurance
Allamakee County Auto Insurance
Jones County Auto Insurance
Appanoose County Auto Insurance
Keokuk County Auto Insurance
Audubon County Auto Insurance
Kossuth County Auto Insurance
Benton County Auto Insurance
Lee County Auto Insurance
Black Hawk County Auto Insurance
Linn County Auto Insurance
Boone County Auto Insurance
Louisa County Auto Insurance
Bremer County Auto Insurance
Lucas County Auto Insurance
Buchanan County Auto Insurance
Lyon County Auto Insurance
Buena Vista County Auto Insurance
Madison County Auto Insurance
Butler County Auto Insurance
Mahaska County Auto Insurance
Calhoun County Auto Insurance
Marion County Auto Insurance
Carroll County Auto Insurance
Marshall County Auto Insurance
Cass County Auto Insurance
Mills County Auto Insurance
Cedar County Auto Insurance
Mitchell County Auto Insurance
Cerro Gordo County Auto Insurance
Monona County Auto Insurance
Cherokee County Auto Insurance
Monroe County Auto Insurance
Chickasaw County Auto Insurance
Montgomery County Auto Insurance
Clarke County Auto Insurance
Muscatine County Auto Insurance
Clay County Auto Insurance
O'Brien County Auto Insurance
Clayton County Auto Insurance
Osceola County Auto Insurance
Clinton County Auto Insurance
Page County Auto Insurance
Crawford County Auto Insurance
Palo Alto County Auto Insurance
Dallas County Auto Insurance
Plymouth County Auto Insurance
Davis County Auto Insurance
Pocahontas County Auto Insurance
Decatur County Auto Insurance
Polk County Auto Insurance
Delaware County Auto Insurance
Pottawattamie County Auto Insurance
Des Moines County Auto Insurance
Poweshiek County Auto Insurance
Dickinson County Auto Insurance
Ringgold County Auto Insurance
Dubuque County Auto Insurance
Sac County Auto Insurance
Emmet County Auto Insurance
Scott County Auto Insurance
Fayette County Auto Insurance
Shelby County Auto Insurance
Floyd County Auto Insurance
Sioux County Auto Insurance
Franklin County Auto Insurance
Story County Auto Insurance
Fremont County Auto Insurance
Tama County Auto Insurance
Greene County Auto Insurance
Taylor County Auto Insurance
Grundy County Auto Insurance
Union County Auto Insurance
Guthrie County Auto Insurance
Van Buren County Auto Insurance
Hamilton County Auto Insurance
Wapello County Auto Insurance
Hancock County Auto Insurance
Warren County Auto Insurance
Hardin County Auto Insurance
Washington County Auto Insurance
Harrison County Auto Insurance
Wayne County Auto Insurance
Henry County Auto Insurance
Webster County Auto Insurance
Howard County Auto Insurance
Winnebago County Auto Insurance
Humboldt County Auto Insurance
Winneshiek County Auto Insurance
Ida County Auto Insurance
Woodbury County Auto Insurance
Iowa County Auto Insurance
Worth County Auto Insurance
Jackson County Auto Insurance
Wright County Auto Insurance
Jasper County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2020 OpenAuto, Inc., except vehicle information . All Rights Reserved.