Get Illinois auto insurance quotes. Save money when you compare car insurance rates

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

Answers to Important Auto Insurance Questions

There are a lot of things everyone in Illinois should know about auto insurance, but it doesn't have to be a complicated subject. The following questions and answers should clear up a few things and make it easier for anyone whether it is their first foray into the world of car insurance or the renewal of an old policy.

Q: What happens when someone gets into an accident in a borrowed car? Whose insurance would apply – the owner of the car or the driver of the car?

A: The car is the focus in cases such as this, so the insurance of the owner of the car would have to take any claims. The liability insurance of the driver, however, should pay for any costs that exceed the limits of the car owner's insurance.

Q: What happens when a child goes to college with a car of one of the parents? Are they still under the coverage of the original insurance policy held by the parent?

A: The answer for this can actually vary with the insurance company, so they are the ones to ask. Give the insurance provider a call and see if the child can remain under the policy before he or she leaves for school. It is best to be sure and avoid any complications should a claim have to be made.

Q: Does anyone actually need ‘gap' insurance?

A: Gap insurance is only for car owners who are still making payments on the car who still owe more than the actual value of the vehicle. No one else needs to have it.

Q: Is there a way to cover a teenager without a big jump in insurance premiums?

A: This is something that's difficult to avoid. Teenagers are just a bigger risk to insurance companies, and premiums are assessed based on risk. If the policy is for an expensive car, that raises the rates still further. It may be cheaper over all to get the teenager a cheaper car, which will be cheaper to insure.

Q: If the insurance company does not know the policy holder has a new car, is the policy invalid?

A: The insurance company needs to know when there is a change of vehicle or a new vehicle to be added to the policy. Sometimes, any new vehicles are automatically covered, but there may be changes in rate depending upon the type of vehicle that was purchased.

Q: Will auto insurance cover a rental car should the policy holder go on vacation?

A: Some auto insurance providers do in fact cover car rentals, but be sure before leaving on that trip, since there may be qualifications or certain rules to follow. Calling up the insurance company beforehand can clear things up rather quickly and avoid hassles further down the road.

Compare Auto Insurance Quotes for Illinois

Adams County Auto Insurance
Lee County Auto Insurance
Alexander County Auto Insurance
Livingston County Auto Insurance
Bond County Auto Insurance
Logan County Auto Insurance
Boone County Auto Insurance
Macon County Auto Insurance
Brown County Auto Insurance
Macoupin County Auto Insurance
Bureau County Auto Insurance
Madison County Auto Insurance
Calhoun County Auto Insurance
Marion County Auto Insurance
Carroll County Auto Insurance
Marshall County Auto Insurance
Cass County Auto Insurance
Mason County Auto Insurance
Champaign County Auto Insurance
Massac County Auto Insurance
Christian County Auto Insurance
Mcdonough County Auto Insurance
Clark County Auto Insurance
Mchenry County Auto Insurance
Clay County Auto Insurance
Mclean County Auto Insurance
Clinton County Auto Insurance
Menard County Auto Insurance
Coles County Auto Insurance
Mercer County Auto Insurance
Cook County Auto Insurance
Monroe County Auto Insurance
Crawford County Auto Insurance
Montgomery County Auto Insurance
Cumberland County Auto Insurance
Morgan County Auto Insurance
De Witt County Auto Insurance
Moultrie County Auto Insurance
DeKalb County Auto Insurance
Ogle County Auto Insurance
Douglas County Auto Insurance
Peoria County Auto Insurance
DuPage County Auto Insurance
Perry County Auto Insurance
Edgar County Auto Insurance
Piatt County Auto Insurance
Edwards County Auto Insurance
Pike County Auto Insurance
Effingham County Auto Insurance
Pope County Auto Insurance
Fayette County Auto Insurance
Pulaski County Auto Insurance
Ford County Auto Insurance
Putnam County Auto Insurance
Franklin County Auto Insurance
Randolph County Auto Insurance
Fulton County Auto Insurance
Richland County Auto Insurance
Gallatin County Auto Insurance
Rock Island County Auto Insurance
Greene County Auto Insurance
Saint Clair County Auto Insurance
Grundy County Auto Insurance
Saline County Auto Insurance
Hamilton County Auto Insurance
Sangamon County Auto Insurance
Hancock County Auto Insurance
Schuyler County Auto Insurance
Hardin County Auto Insurance
Scott County Auto Insurance
Henderson County Auto Insurance
Shelby County Auto Insurance
Henry County Auto Insurance
Stark County Auto Insurance
Iroquois County Auto Insurance
Stephenson County Auto Insurance
Jackson County Auto Insurance
Tazewell County Auto Insurance
Jasper County Auto Insurance
Union County Auto Insurance
Jefferson County Auto Insurance
Vermilion County Auto Insurance
Jersey County Auto Insurance
Wabash County Auto Insurance
Jo Daviess County Auto Insurance
Warren County Auto Insurance
Johnson County Auto Insurance
Washington County Auto Insurance
Kane County Auto Insurance
Wayne County Auto Insurance
Kankakee County Auto Insurance
White County Auto Insurance
Kendall County Auto Insurance
Whiteside County Auto Insurance
Knox County Auto Insurance
Will County Auto Insurance
La Salle County Auto Insurance
Williamson County Auto Insurance
Lake County Auto Insurance
Winnebago County Auto Insurance
Lawrence County Auto Insurance
Woodford County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2018 OpenAuto, Inc., except vehicle information . All Rights Reserved.