Get Illinois auto insurance quotes. Save money when you compare car insurance rates

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

What a Fender Bender Means to Car Insurance Rates

An accident, aside from being a traumatic event, is also confusing and financially devastating. There are many different things to deal with, not the least of which is car insurance. Even a little ding or fender bender could have great effect financially in Illinois, regardless of who was at fault.

Right Then and There
The Internet is filled with advice that states paying out of pocket, at the scene is the best course for a fender bender. Do not heed this advice. No money should exchange hands in either direction.

The Higher the Deductible, the Lower the Premium
Car accidents, even small ones, are never pleasant and never cheap. Still, having a very low deductible will probably cost more money in the end. Raising the deductible will lower the general cost of insurance premiums, which will save money on auto insurance.

An accident under a high deductible will cost more money out of pocket, but most people will never be in enough accidents to justify the additional regular cost to car insurance. Drivers who are almost never involved in an accident will save a surprising amount of money.

Prepare For Whatever Might Happen
Along with proof of insurance, keep a pen and some paper handy. It is a very good idea to get the contact information of everyone involved in an accident, including passengers, witnesses, and law enforcement officials. License plate numbers should be included in this information, along with the types of car involved, insurance information, and as much detail as can be recorded at that point.

Two are two very important things to remember that are often forgotten in the confusion of the moment. First, never admit fault, at least not on the scene. Second, have a camera available to take pictures, which are much better evidence than memory. Everyone one sees things differently, but a photograph is indisputable.

Drivers who have suffered through a fender bender and now have accordingly higher insurance rates can still shop around for an insurance company that will offer lower premiums. There are even auto companies that specialize in insuring drivers who have been through such ordeals. They can offer reasonable rates for “high-risk” drivers, and help offset the costs of recovery.

Even a little accident can have big consequences, but there is no need for it to be financially ruinous, if a few precautions are taken.

Illinois Auto Insurance Quotes

Adams County Auto Insurance
Lee County Auto Insurance
Alexander County Auto Insurance
Livingston County Auto Insurance
Bond County Auto Insurance
Logan County Auto Insurance
Boone County Auto Insurance
Macon County Auto Insurance
Brown County Auto Insurance
Macoupin County Auto Insurance
Bureau County Auto Insurance
Madison County Auto Insurance
Calhoun County Auto Insurance
Marion County Auto Insurance
Carroll County Auto Insurance
Marshall County Auto Insurance
Cass County Auto Insurance
Mason County Auto Insurance
Champaign County Auto Insurance
Massac County Auto Insurance
Christian County Auto Insurance
Mcdonough County Auto Insurance
Clark County Auto Insurance
Mchenry County Auto Insurance
Clay County Auto Insurance
Mclean County Auto Insurance
Clinton County Auto Insurance
Menard County Auto Insurance
Coles County Auto Insurance
Mercer County Auto Insurance
Cook County Auto Insurance
Monroe County Auto Insurance
Crawford County Auto Insurance
Montgomery County Auto Insurance
Cumberland County Auto Insurance
Morgan County Auto Insurance
De Witt County Auto Insurance
Moultrie County Auto Insurance
DeKalb County Auto Insurance
Ogle County Auto Insurance
Douglas County Auto Insurance
Peoria County Auto Insurance
DuPage County Auto Insurance
Perry County Auto Insurance
Edgar County Auto Insurance
Piatt County Auto Insurance
Edwards County Auto Insurance
Pike County Auto Insurance
Effingham County Auto Insurance
Pope County Auto Insurance
Fayette County Auto Insurance
Pulaski County Auto Insurance
Ford County Auto Insurance
Putnam County Auto Insurance
Franklin County Auto Insurance
Randolph County Auto Insurance
Fulton County Auto Insurance
Richland County Auto Insurance
Gallatin County Auto Insurance
Rock Island County Auto Insurance
Greene County Auto Insurance
Saint Clair County Auto Insurance
Grundy County Auto Insurance
Saline County Auto Insurance
Hamilton County Auto Insurance
Sangamon County Auto Insurance
Hancock County Auto Insurance
Schuyler County Auto Insurance
Hardin County Auto Insurance
Scott County Auto Insurance
Henderson County Auto Insurance
Shelby County Auto Insurance
Henry County Auto Insurance
Stark County Auto Insurance
Iroquois County Auto Insurance
Stephenson County Auto Insurance
Jackson County Auto Insurance
Tazewell County Auto Insurance
Jasper County Auto Insurance
Union County Auto Insurance
Jefferson County Auto Insurance
Vermilion County Auto Insurance
Jersey County Auto Insurance
Wabash County Auto Insurance
Jo Daviess County Auto Insurance
Warren County Auto Insurance
Johnson County Auto Insurance
Washington County Auto Insurance
Kane County Auto Insurance
Wayne County Auto Insurance
Kankakee County Auto Insurance
White County Auto Insurance
Kendall County Auto Insurance
Whiteside County Auto Insurance
Knox County Auto Insurance
Will County Auto Insurance
La Salle County Auto Insurance
Williamson County Auto Insurance
Lake County Auto Insurance
Winnebago County Auto Insurance
Lawrence County Auto Insurance
Woodford County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2019 OpenAuto, Inc., except vehicle information . All Rights Reserved.