Get Illinois auto insurance quotes. Save money when you compare car insurance rates

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

Finding Low Cost Auto Insurance

Finding low cost auto insurance in Illinois is now easier than it has ever been. You no longer have to deal with high-pressure salespeople or tolerate an insurance salesperson coming over to visit. Almost all the work necessary to obtain an auto insurance policy can be done over the internet.

Finding auto insurance is easy, but finding auto insurance that meets your state's minimum requirements, protects you and your family from financial disaster, and still meets your budget is often not that easy. There are many things to keep in mind when determining what type of insurance you need and can afford.

Auto insurance can be “low cost” because it offers few benefits. In most cases, the most low cost of all insurance is what is considered the state minimum requirement. This type of insurance generally protects others against you, but you will not necessarily be covered should anything happen to you or your car. It is illegal to drive without this level of coverage, so make sure your coverage measures up to the state requirement, at the very least.

  • Some insurance is “low cost” because the company wants to prevent you from ever making a claim. They do this by imposing high deductibles. For example, if your deductible on your insurance is $1,000, it is highly unlikely that you will ever make a claim unless your car is severely damaged. Of course, this coverage does you no good if you have a damaged window or fender that costs you $900 to fix.
  • Some insurance companies are genuinely “low cost” because of who you are, what you drive, and what you do. All insurance companies base their prices on a stew of facts, figures, and judgments. Your credit rating, your age, your gender, your marital status, and your education all help to determine whether you will receive low cost auto insurance or not. The car you drive, where it is parked, the zip code in which you live, and the number of claims you have had in the past all are also considered.
  • You can help to keep your rates low by driving safely, challenging all tickets in court, and keeping your mileage down. The more you drive, the higher your insurance rate will be.
  • Many insurance companies will give you a discounted rate if you take a “Safe Driver” course. Some of the larger insurance companies offer these courses, or you may take one at a local community college or driving school. Remember, the safer you are as a driver, the lower your rate will be.

When all else fails, as your insurance company for a discount, shop around for better prices, or buy a car that is cheaper to insure. If you are unsure what facts about you, your car, or your driving are keeping you from getting cheaper rates, ask your insurance company.

Illinois Auto Insurance Quotes

Adams County Auto Insurance
Lee County Auto Insurance
Alexander County Auto Insurance
Livingston County Auto Insurance
Bond County Auto Insurance
Logan County Auto Insurance
Boone County Auto Insurance
Macon County Auto Insurance
Brown County Auto Insurance
Macoupin County Auto Insurance
Bureau County Auto Insurance
Madison County Auto Insurance
Calhoun County Auto Insurance
Marion County Auto Insurance
Carroll County Auto Insurance
Marshall County Auto Insurance
Cass County Auto Insurance
Mason County Auto Insurance
Champaign County Auto Insurance
Massac County Auto Insurance
Christian County Auto Insurance
Mcdonough County Auto Insurance
Clark County Auto Insurance
Mchenry County Auto Insurance
Clay County Auto Insurance
Mclean County Auto Insurance
Clinton County Auto Insurance
Menard County Auto Insurance
Coles County Auto Insurance
Mercer County Auto Insurance
Cook County Auto Insurance
Monroe County Auto Insurance
Crawford County Auto Insurance
Montgomery County Auto Insurance
Cumberland County Auto Insurance
Morgan County Auto Insurance
De Witt County Auto Insurance
Moultrie County Auto Insurance
DeKalb County Auto Insurance
Ogle County Auto Insurance
Douglas County Auto Insurance
Peoria County Auto Insurance
DuPage County Auto Insurance
Perry County Auto Insurance
Edgar County Auto Insurance
Piatt County Auto Insurance
Edwards County Auto Insurance
Pike County Auto Insurance
Effingham County Auto Insurance
Pope County Auto Insurance
Fayette County Auto Insurance
Pulaski County Auto Insurance
Ford County Auto Insurance
Putnam County Auto Insurance
Franklin County Auto Insurance
Randolph County Auto Insurance
Fulton County Auto Insurance
Richland County Auto Insurance
Gallatin County Auto Insurance
Rock Island County Auto Insurance
Greene County Auto Insurance
Saint Clair County Auto Insurance
Grundy County Auto Insurance
Saline County Auto Insurance
Hamilton County Auto Insurance
Sangamon County Auto Insurance
Hancock County Auto Insurance
Schuyler County Auto Insurance
Hardin County Auto Insurance
Scott County Auto Insurance
Henderson County Auto Insurance
Shelby County Auto Insurance
Henry County Auto Insurance
Stark County Auto Insurance
Iroquois County Auto Insurance
Stephenson County Auto Insurance
Jackson County Auto Insurance
Tazewell County Auto Insurance
Jasper County Auto Insurance
Union County Auto Insurance
Jefferson County Auto Insurance
Vermilion County Auto Insurance
Jersey County Auto Insurance
Wabash County Auto Insurance
Jo Daviess County Auto Insurance
Warren County Auto Insurance
Johnson County Auto Insurance
Washington County Auto Insurance
Kane County Auto Insurance
Wayne County Auto Insurance
Kankakee County Auto Insurance
White County Auto Insurance
Kendall County Auto Insurance
Whiteside County Auto Insurance
Knox County Auto Insurance
Will County Auto Insurance
La Salle County Auto Insurance
Williamson County Auto Insurance
Lake County Auto Insurance
Winnebago County Auto Insurance
Lawrence County Auto Insurance
Woodford County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2024 OpenAuto, Inc., except vehicle information . All Rights Reserved.