Receive Minnesota vehicle insurance quotes from multiple companies. Compare auto insurance rates and save.

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

Some Helpful Tips Toward Low Cost Auto Insurance

There are many factors that will determine any individual's final auto insurance cost in Minnesota. There are a great many reasons that premiums vary from person to person, among them:

  • The car itself that the policy holder drives. More expensive cars will tend to have more expensive insurance rates, because the risk of such a car being stolen is higher.
  • The place of the policy holder's residence is also a factor the insurance company considers. Living in an area known for a lot of auto accidents, or with a high incidence of crime, especially vandalism or auto theft, will raise auto insurance fees.
  • Driving record, age, sex, and even marital status all have some determination in the final tabulation of premiums.

No matter what anyone's circumstances might be, however, there are ways to save some money on auto insurance. All that's needed is some good information, perhaps in the form of helpful tips. Fortunately, tips of that very nature follow, and at least one, if not all of them, will net anyone who follows them some extra money when they sign that car insurance policy.

Seven Tips to Low Cost Car Insurance

  Tip #1: Do not go with the first option available. It is not a good idea to pick the same company as a friend or a family member, or just pick one that sounds good straight out of the Yellow Pages. Contrast and compare different insurance providers. It is just as important to shop around for auto insurance as it was to buy the car in the first place. Ask for at least three quotes from three different companies to see where the best deal may be.

Tip #2: Take a defensive driving course. Many insurance companies will honor this with lower rates, because a skilled driver is a safer driver and less of a risk.

Tip #3: Pay insurance in the biggest installments possible. In other words, annual payments are better than quarterly payments, which are better than monthly payments. There are usually fees attached to the act of breaking up the payments.

Tip #4: Safety features save lives and money. Air bags, alarms, and anti-lock brakes, among other security and safety measures, will more likely than not grant a reduction in car insurance premiums. Because it reduces the risk of theft or injury, it will also reduce the risk to insure the car.

Tip #5: Maintain a good credit history. Insurance companies like to see customers who pay all their bills on time, because it means the insurance providers will likely get the same treatment. If the credit bureaus have good ratings for a particular driver, that driver will be offered better quotes.

Tip #6: Anyone who has served in the military should ask for a discount.

Tip #7: Just working might mean a discount. Statistically, certain people like scientists, engineers, or teachers have a lower incidence of accidents. Just be being a member of one of those professions or something similar may also mean a discount and another way to get low cost vehicle insurance.

Affordable Auto Insurance - Compare Quotes

Aitkin County Auto Insurance
Martin County Auto Insurance
Anoka County Auto Insurance
Mcleod County Auto Insurance
Becker County Auto Insurance
Meeker County Auto Insurance
Beltrami County Auto Insurance
Mille Lacs County Auto Insurance
Benton County Auto Insurance
Morrison County Auto Insurance
Big Stone County Auto Insurance
Mower County Auto Insurance
Blue Earth County Auto Insurance
Murray County Auto Insurance
Brown County Auto Insurance
Nicollet County Auto Insurance
Carlton County Auto Insurance
Nobles County Auto Insurance
Carver County Auto Insurance
Norman County Auto Insurance
Cass County Auto Insurance
Olmsted County Auto Insurance
Chippewa County Auto Insurance
Otter Tail County Auto Insurance
Chisago County Auto Insurance
Pennington County Auto Insurance
Clay County Auto Insurance
Pine County Auto Insurance
Clearwater County Auto Insurance
Pipestone County Auto Insurance
Cook County Auto Insurance
Polk County Auto Insurance
Cottonwood County Auto Insurance
Pope County Auto Insurance
Crow Wing County Auto Insurance
Ramsey County Auto Insurance
Dakota County Auto Insurance
Red Lake County Auto Insurance
Dodge County Auto Insurance
Redwood County Auto Insurance
Douglas County Auto Insurance
Renville County Auto Insurance
Faribault County Auto Insurance
Rice County Auto Insurance
Fillmore County Auto Insurance
Rock County Auto Insurance
Freeborn County Auto Insurance
Roseau County Auto Insurance
Goodhue County Auto Insurance
Saint Louis County Auto Insurance
Grant County Auto Insurance
Scott County Auto Insurance
Hennepin County Auto Insurance
Sherburne County Auto Insurance
Houston County Auto Insurance
Sibley County Auto Insurance
Hubbard County Auto Insurance
Stearns County Auto Insurance
Isanti County Auto Insurance
Steele County Auto Insurance
Itasca County Auto Insurance
Stevens County Auto Insurance
Jackson County Auto Insurance
Swift County Auto Insurance
Kanabec County Auto Insurance
Todd County Auto Insurance
Kandiyohi County Auto Insurance
Traverse County Auto Insurance
Kittson County Auto Insurance
Wabasha County Auto Insurance
Koochiching County Auto Insurance
Wadena County Auto Insurance
Lac Qui Parle County Auto Insurance
Waseca County Auto Insurance
Lake County Auto Insurance
Washington County Auto Insurance
Lake Of The Woods County Auto Insurance
Watonwan County Auto Insurance
Le Sueur County Auto Insurance
Wilkin County Auto Insurance
Lincoln County Auto Insurance
Winona County Auto Insurance
Lyon County Auto Insurance
Wright County Auto Insurance
Mahnomen County Auto Insurance
Yellow Medicine County Auto Insurance
Marshall County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2018 OpenAuto, Inc., except vehicle information . All Rights Reserved.